As professionals in the global factoring industry, each or perhaps all of us have made the case over the years that factoring can serve as the perfect solution for B2B and B2G SMEs and their financial advisors to equitably solve cash flow challenges and working capital needs. The industry has consistently stepped up in the past when economic and geopolitical turmoil and malaise saw more traditional lenders and funders recoil, retreat, retrench or significantly reduce credit availability to SMEs across the globe.